Updated: 06-Feb-26 15:13 ET
| December Consumer Credit |
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| Updated: 06-Feb-26 15:13 ET |
Highlights
- Consumer credit increased by $24.0 billion in December (Briefing.com consensus: $8.4 billion) following an upwardly revised $4.7 billion increase (from $4.2 billion) in November.
Key Factors
- Revolving credit increased by $13.9 billion to $1.329 trln.
- Nonrevolving credit increased by $10.2 billion to $3.781 trln.
- Consumer credit increased at a seasonally adjusted annual rate of 5.7 percent in December. Revolving credit increased at a seasonally adjusted annual rate of 12.6 percent in December. Nonrevolving credit increased at a seasonally adjusted annual rate of 3.2 percent in December.
Big Picture
- The key takeaway from the report is that there was a healthy expansion in consumer credit in December, driven by solid pickups in both revolving and nonrevolving credit. The December expansion was the biggest since March 2025.
| Category | DEC | NOV | OCT | SEP | AUG |
| Total Credit | $24.0B | $4.7B | $9.3B | $11.5B | $2.7B |
| Revolving | $13.8B | -$1.7B | $5.8B | $4.4B | -$4.8B |
| Nonrevolving | $10.2B | $6.3B | $3.5B | $7.0B | $7.5B |