Updated: 08-Jan-26 15:12 ET
| November Consumer Credit |
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| Updated: 08-Jan-26 15:12 ET |
Highlights
- Consumer credit increased by $4.2 billion in November (Briefing.com consensus: $10.3 billion) following an unrevised $9.2 billion increase in October.
Key Factors
- Revolving credit decreased by $2.1 billion to $1.314 trln.
- Nonrevolving credit increased by $6.3 billion to $3.761 trln.
- Consumer credit increased at a seasonally adjusted annual rate of 1.0 percent in November.
- Revolving credit decreased at an annual rate of 1.9 percent in November.
- Nonrevolving credit increased at an annual rate of 2.0 percent in November.
Big Picture
- The key takeaway from the report is that the expansion in consumer credit in November was driven entirely by nonrevolving credit.
| Category | NOV | OCT | SEP | AUG | JUL |
| Total Credit | $4.2B | $9.2B | $11.5B | $2.7B | $14.5B |
| Revolving | -$2.0B | $5.4B | $4.0B | -$4.6B | $10.8B |
| Nonrevolving | $6.3B | $3.8B | $7.5B | $7.3B | $3.7B |