Updated: 06-Mar-26 15:21 ET
| January Consumer Credit |
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| Updated: 06-Mar-26 15:21 ET |
Highlights
- Consumer credit increased by $8.1 billion in January (Briefing.com consensus: $9.9 billion) following an upwardly revised $25.2 billion increase (from $24.0 billion) in December.
Key Factors
- Revolving credit increased by $4.7 billion to $1.329 trln.
- Nonrevolving credit increased by $3.3 billion to $3.786 trln.
- Consumer credit increased at a seasonally adjusted annual rate of 1.9 percent in January. Revolving credit increased at an annual rate of 4.3 percent, while nonrevolving credit increased at an annual rate of 1.1 percent.
Big Picture
- The key takeaway from the report is that the credit expansion was modest but fairly balanced in January, with revolving and nonrevolving credit both increasing for the month.
| Category | JAN | DEC | NOV | OCT | SEP |
| Total Credit | $8.0B | $25.2B | $2.6B | $7.3B | $15.3B |
| Revolving | $4.7B | $12.4B | -$3.1B | $4.4B | $4.4B |
| Nonrevolving | $3.3B | $12.8B | $5.7B | $2.9B | $10.8B |